McDonald Credit Service

McDonald Credit Service is a privately owned provider of Accounts Receivable Solutions for the Healthcare, District and Municipal Courts, Financial Institutions and Utility fields for decades.

Our business philosophy is based upon our fundamental belief that quality service comes from being sensitive to our client’s needs. This means going beyond the obvious needs of collecting past due accounts. It means understanding the need for taking a sensitive approach to public relations , to maintain a positive and constructive approach to collections, to demonstrate a “helping hand” attitude when it’s called for, and to always maintain a professional attitude while collecting delinquent accounts. MCS has long been committed to staff training which stresses our central theme of sensitivity, We recognize that the approach which we take in collecting our partners delinquent accounts reflects back on them.

Learn More

Specialty Services We Provide

Collector’s Pledge

At MCS our commitment and focus on ethics and treating people the right way, shows in our business approach throughout the MCS family. Our representatives working with your clients have this Collectors Pledge at their desk as a reminder.

“I believe every person has worth as an individual.
I believe every person should be treated with dignity and respect.
I will make it my responsibility to help consumers find ways to pay their debts.
I will be professional and ethical.
I will commit to honoring this pledge.”

Industries We Serve



Financial Services


Small Claims





Returned Checks

Our Alliances

Ready to talk?

We will provide a free consultation of you current receivables policies and answer your questions on how you might limit those accounts you have to send to collections.

Let’s Talk

Contact Us

Reach out

  • Please prove you are human by selecting the Plane.

Contact Details


Mailing Address:
PO Box 15002
Tumwater, WA 98511

Branch Office
115 Robert Bush Drive West, Suite 1
South Bend, WA 98586

Corporate Office
1677 2nd Ave SW
Tumwater, WA 98512


All calls inbound and outbound may be recorded and monitored. This is an attempt to collect a debt by a debt collector and any information obtained will be used for collection purposes only.